Young Adult Power of Attorney
A Power of Attorney (POA) for a young adult (typically ages 18–25) is important because once someone turns 18, parents or guardians no longer have automatic legal authority to make decisions for them or access things like medical or financial records — even if they’re still on your insurance or living at home.
✅ Here are the main reasons:
📌 1. Medical Emergencies
If your young adult is in an accident or hospitalized and can’t communicate, you (the parent or trusted adult) cannot automatically make medical decisions or access their health records due to privacy laws like HIPAA.
👉 A Medical (Healthcare) Power of Attorney lets them name someone to make medical decisions if they can’t.
📌 2. Financial or Legal Matters
If your young adult is studying abroad, traveling, or incapacitated, bills, leases, tuition, or other matters might need handling.
👉 A Durable Financial Power of Attorney lets them authorize someone they trust to manage bank accounts, sign documents, or handle legal or financial tasks.
📌 3. Peace of Mind
It gives everyone peace of mind that someone trusted can step in to help if something unexpected happens — especially when they’re away at college or living independently.
A young adult POA doesn’t take away their independence — it’s a backup plan if they ever can’t speak or act for themselves.
Did You Know?
When your child turns 18, you may not be able to speak for your children if they become incapacitated.
